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parametric-insurance

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AI-powered parametric insurance for India's 8M+ gig workers. Auto-triggered payouts via real-time environmental APIs (Rain, Heat, AQI) and fraud detection microservices. Built with React, Node.js, FastAPI, and Razorpay.

  • Updated Apr 3, 2026
  • JavaScript

A geospatial data pipeline for agricultural drought monitoring in Africa. This project calculates standardized indices (SPI, SPEI, SSI) using ERA5-Land and CHIRPS data to model crop stress, seasonal correlations, and parametric insurance triggers for Maize and Teff systems.

  • Updated Jul 21, 2026
  • HTML

KawaachAI is a cloud-native, zero-touch parametric income insurance platform. When an external disruption crosses a verified threshold, the platform auto-detects the event, raises a claim inside Guidewire ClaimCenter, and credits lost wages to the worker's UPI ID — in under 500 milliseconds, with zero worker action required.

  • Updated Apr 4, 2026
  • TypeScript

Pricing and trigger-design engine for rainfall-index parametric crop insurance. Gamma/Weibull index fitting, Monte Carlo pricing with risk loadings, 40-year backtest, and quantified basis-risk analysis showing 33% of genuine loss years go uncompensated.

  • Updated Jul 19, 2026
  • Python

Recourse.ai is an Android prototype that bridges AI operational telemetry with parametric insurance workflows. Designed for the Lloyd’s Lab ecosystem, it demonstrates how organizations can bound the downside of automation by converting real-time agent behavior into instant, verifiable insurance payouts.

  • Updated Jul 18, 2026
  • Kotlin

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