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Zen-i - Open Payments Hackathon 2026

Interest-free split payments for the unbanked, powered by the Interledger Protocol.


Repository Structure

├── assets/
│   ├── Logo.png
│   └── Payment Options.png
│
├── demo/
│   ├── Demo.mp4                              ← full product walkthrough
│   ├── Zeni.mp4                              ← zen-i consumer app demo
│   ├── REMMZ_Presentation_UCT hackathon 2026.pptx
│   ├── bnpl-demo-transcript.md              ← presenter script for BNPL QR demo
│   ├── OVERVIEW.md
│   └── README.md
│
├── docs/
│   ├── ACKNOWLEDGEMENTS.md                  ← all third-party libraries and APIs
│   ├── SETUP.md                             ← installation and run instructions
│   ├── USAGE.md                             ← feature guide and demo flow
│   ├── TEAM.md                              ← team members and roles
│   └── Flowchart.png                        ← system architecture diagram
│
├── scripts/
│   └── README.md
│
├── src/
│   ├── server/                              ← Express + TypeScript API (port 4000)
│   │   ├── data/db.json                     ← JSON file-based database
│   │   ├── services/interledger/            ← Open Payments SDK wrappers
│   │   ├── index.ts                         ← all API routes
│   │   ├── types.ts
│   │   ├── private.key                      ← ILP signing key (not committed)
│   │   └── .env                             ← env vars (not committed)
│   │
│   ├── zen-i/                               ← React 19 + Vite consumer app (port 5173)
│   │   ├── src/
│   │   │   ├── components/                  ← all UI panels (BNPL, Merchant, Wallet…)
│   │   │   ├── App.tsx
│   │   │   └── types.ts
│   │   ├── server.ts                        ← Express dev proxy → port 4000
│   │   └── vercel.json                      ← SPA rewrite rules for Vercel
│   │
│   └── merchant/                            ← standalone merchant portal (AI Studio scaffold)
│
├── vendor/
│   └── README.md
│
├── .editorconfig
├── .gitattributes
├── .gitignore
├── LICENSE
└── README.md                                ← this file

Quick start

# Terminal 1 — backend
cd src/server && npm install && npm run dev

# Terminal 2 — frontend
cd src/zen-i && npm install && npm run dev

Open http://localhost:5173. See docs/SETUP.md for full setup including Interledger credentials.


Documentation

File Contents
docs/SETUP.md Prerequisites, .env templates, run commands
docs/USAGE.md Feature guide and step-by-step demo flow
docs/ACKNOWLEDGEMENTS.md All third-party libraries, APIs, and protocols
docs/TEAM.md Team members and roles
demo/bnpl-demo-transcript.md 2-min presenter script

About

Zen-i is an interest-free Buy Now, Pay Later platform for people without traditional credit histories or formal incomes. Built for the Open Payments Hackathon 2026 using Interledger and Open Payments, with a React consumer app, merchant portal, and Express/TypeScript backend.

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